Nelson Higher Education

Higher Education

PFIN 4, 4th Edition

  • includes CourseMate, 1 term (6 months) Printed Access Card
  • Lawrence Gitman
  • Michael Joehnk
  • Randall Billingsley
  • ISBN-10: 1305271432
  • ISBN-13: 9781305271432
  • 464 Pages | Paperback
  • Previous Editions: 2014, 2012, 2011
  • COPYRIGHT: 2016 Published
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Overview

About the Product

Created by the continuous feedback of a "student-tested, faculty-approved" process, PFIN4 delivers a visually appealing and succinct print component, tear-out review cards for students and instructors, and a consistent online offering with CourseMate that includes an eBook in addition to a set of interactive digital tools proven to increase retention and outcomes. PFIN4 provides clear, approachable content and additional tools to help you further engage students in learning and understanding personal finance.

Features

  • Every 4LTR Press solution comes complete with an engaging print textbook, tear-out review cards, an interactive digital solution (CourseMate), and an eBook--all of which were directly influenced from student focus groups and surveys and from interviews with faculty and students.

  • Shorter comprehensive chapters in a modern design present content in a more engaging and accessible format without minimizing coverage for your course.

  • Tear-out review cards at the back of the student edition provide students with a portable study tool containing all of the pertinent information for class preparation.

  • Instructor Prep Cards at the back of the Instructor's Edition make preparation simple with detachable cards for each chapter, offering a quick map of chapter content, a list of corresponding PowerPoint® and video resources, additional examples, and suggested assignments and discussion questions to help you organize chapter content efficiently.

  • Every 4LTR Press solution comes with CourseMate, the interactive digital component that offers a full suite of unique learning tools that appeal to different learning styles. Quizzes, video podcasts, and more are only a click away.

  • Additionally available via CourseMate are Smart Sites, a list of links where finance students can get the most current information related to chapter material; Money Online links to relevant websites and companion exercises that are useful for personal financial planning; Concept Checks, an online section that asks each student to answer a series of question to check his or her comprehension of material in the chapter; and Critical Thinking Cases for each chapter.

  • You get all of the content and resources you expect with a supplements package that is second to none, including a Cognero® test bank, new quizzing, and new PowerPoint® slides--all easily accessible online via your Cengage Learning instructor account.

About the Author

Lawrence Gitman

Lawrence J. Gitman is an emeritus professor of finance at San Diego State University. He received his bachelor’s degree from Purdue University, his M.B.A. from the University of Dayton and his Ph.D. from the University of Cincinnati. Dr. Gitman is a prolific textbook author with numerous best-selling books, and he has written more than 50 articles for various finance journals. An active member of numerous professional organizations, Dr. Gitman is past president of the Academy of Financial Services, the San Diego Chapter of the Financial Executives Institute, the Midwest Finance Association and the FMA National Honor Society. In addition, Dr. Gitman is a Certified Financial Planner® (CFP®). He formerly served as a director on the CFP® Board of Governors in addition to functioning as vice-president–financial education for the Financial Management Association and as director of the San Diego MIT Enterprise Forum. Dr. Gitman has two grown children and lives with his wife in La Jolla, California, where he is an avid bicyclist.

Michael Joehnk

Michael D. Joehnk is an emeritus professor of finance at Arizona State University. In addition to his academic appointments at ASU, Dr. Joehnk spent a year as a visiting professor of finance at the University of Otago in New Zealand. He received his B.A. and Ph.D. degrees from the University of Arizona and his M.B.A. from Arizona State University. A Chartered Financial Analyst (CFA), he served as a member of the Candidate Curriculum Committee and of the Council of Examiners of the Institute of Chartered Financial Analysts. He also served as a director of the Phoenix Society of Financial Analysts and as secretary-treasurer of the Western Finance Association. He was also elected to two terms as vice president of the Financial Management Association. In addition, Dr. Joehnk was the editor of Institutional Asset Allocation, which was sponsored by the Institute of Chartered Financial Analysts and published by Dow Jones-Irwin. He also has contributed to the Handbook for Fixed Income Securities and to Investing and Risk Management, Volume 1 of the Library of Investment Banking. In addition, Dr. Joehnk served a six-year term as executive co-editor of the Journal of Financial Research. He and his wife live in Flagstaff, Arizona, where they enjoy hiking and other activities in the surrounding areas.

Randall Billingsley

Randall Billingsley is a finance professor at Virginia Tech and an award-winning teacher at both the undergraduate and graduate level. His research, consulting, and teaching focus on equity valuation, personal investments, and regulatory finance. Dr. Billingsley holds the Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), and Certified Rate of Return Analyst (CRRA) professional designations. He received an MS in economics and a PhD in finance from Texas A&M. In 2006, he published a financial analysis book with the Wharton School. In addition, his research has been published in many professional journals, including the JOURNAL OF PORTFOLIO MANAGEMENT, JOURNAL OF BANKING AND FINANCE, FINANCIAL MANAGEMENT, JOURNAL OF FINANCIAL RESEARCH, and JOURNAL OF FUTURES MARKETS. He is a former vice president at the CFA Institute. At Virginia Tech he advises the Student-Managed Endowment for Educational Development, which manages an equity portfolio of about $5 million.

Table of Contents

Part I: FOUNDATIONS OF FINANCIAL PLANNING.
1. Understanding the Financial Process.
2. Using Financial Statements and Budgets.
3. Preparing Your Taxes.
Part II: MANAGING BASIC ASSETS.
4. Managing Your Cash and Savings.
5. Making Automobile and Housing Decisions.
Part III: MANAGING CREDIT.
6. Using Credit.
7. Using Consumer Loans.
Part IV: Managing Insurance Needs.
8. Insuring Your Life.
9. Insuring Your Health.
10. Protecting Your Property.
Part V: MANAGING INVESTMENTS.
11. Investment Planning.
12. Investing in Stocks and Bonds.
13. Investing in Mutual Funds, ETFs, and Real Estate.
Part VI: RETIREMENT AND ESTATE PLANNING.
14. Planning for Retirement.
15. Preserving Your Estate.

New to this edition

  • Nearly every worksheet in the book has been updated and revised, providing you and your students with fresh, timely content to work from.
  • Exhibits throughout the text reflect up-to-date financial information.
  • Trade and investment company/broker rankings included in the text are all up to date.
  • To keep the text visually engaging for students, many new photos and graphics have been included throughout as useful reference points.

Supplements

All supplements have been updated in coordination with the Main title.
Please see Main title page for new to this edition information.

Instructor Supplements

Put all the instruction tools you need at your fingertips with this all-in-one resource. The website includes instructor resources that accompany this title, such as new PowerPoint® lecture slides.

CourseMate, 1 term (6 months) Instant Access  (ISBN-10: 1305274369 | ISBN-13: 9781305274365)

Enhanced CourseMate brings course concepts to life with interactive learning, study, and exam preparation tools that support the printed textbook.

LMS Integrated for CourseMate, 1 term (6 months) Instant Access  (ISBN-10: 1305668871 | ISBN-13: 9781305668874)

This access code will provide your students with seamless access to their CourseMate resources from within your campus Learning Management System. Students will be prompted to enter this access code the first time that they click on a link in your course that includes Cengage content.

LMS Integrated for Aplia, 1 term Instant Access  (ISBN-10: 1305665880 | ISBN-13: 9781305665880)

This access code will provide your students with seamless access to their Aplia resources from within your campus Learning Management System. Students will be prompted to enter this access code the first time that they click on a link in your course that includes Cengage content.

Student Supplements

CourseMate, 1 term (6 months) Instant Access  (ISBN-10: 1305274369 | ISBN-13: 9781305274365)

Enhanced CourseMate brings course concepts to life with interactive learning, study, and exam preparation tools that support the printed textbook.

LMS Integrated for CourseMate, 1 term (6 months) Instant Access  (ISBN-10: 1305668871 | ISBN-13: 9781305668874)

This access code will provide you with seamless access to your CourseMate resources from within your campus Learning Management System. You will be prompted to enter this access code the first time that you click on a link in your course that includes Cengage content.

LMS Integrated for Aplia, 1 term Instant Access  (ISBN-10: 1305665880 | ISBN-13: 9781305665880)

This access code will provide you with seamless access to your Aplia resources from within your campus Learning Management System. You will be prompted to enter this access code the first time that you click on a link in your course that includes Cengage content.